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Halian is looking for his client, an international bank, based in Luxembourg - a credit risk, for a permanent contract

Your responsibilities:

• Credit portfolio management, including the industry risk analysis, credit appetite and limit management, credit risk management system, etc;
• Revise and/or implement policies and credit procedures in conformity with group instructions and EU applicable laws;
• Responsible for credit risk identification, measurement, monitoring, report and control in Headquarters and branches;
• Communicate with internal stakeholders, regulator and submit the routine credit reports and ad hoc risk screening reports regularly;
• Lead internal and external audit communication and the related tasks; On-site/off-site credit businesses inspection;
• Support the development and maintenance of credit risk alert management using set of indicators (i.e., SICR, UTP);
• Manage, optimize, back-test and implement the risk classification standards and ongoing quarterly production of IFRS9 ECL, whilst providing insight and analytical commentary to management body (good command in VBA is an advantage);
• Follow the new regulations and lead the implementation and internal coordination regarding guidelines on loan origination and monitoring, defaults, forbearance, IFRS 9 and other credit related regulations, such as leveraged finance;
• Maintain Bank’s watchlist and perform industry/customers screening to identify potential risk;
• Develop and carry out Credit risk stress testing to assess how economic/geological conditions can deteriorate overall credit risk profile at loan book/industry/geo area/customers’ level etc. and assess the impact to provision and capital;
• Support the duration management, including: reviewing the duration management reports of customers, monitoring the timeliness of internal rating and credit risk limit update and use of rating model properly, performing credit risk inspections to branches;
• Support the credit archives reviewing and management;
• Assist the Risk Management Department with regulatory/internal projects and additional risk areas.

Your profile:

• Master degree in Economics, Finance, or Statistics;
• Minimum 2-5 years experience in risk management with a focus on Credit Risk; Bloomberg user knowledge;
• Fluent in English
• Experiences in dealing with EU/EBA/local regulations related to credit risk (IFRS 9, Forbearance, Leveraged finance, NPL and Loan Origination and Monitoring, legislation procedure for loan claim);
• Excellent problem solving and troubleshooting skills with the ability to exercise mature judgment;
• Excellent analytical & pragmatic mindset combined with relevant organizational skills;
• Collaborative and positive personality, well organized and ability to complete tasks independently and within deadline.