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Halian is looking for his client, an international bank in Luxembourg a Senior Credit Analyst to join the Credit Approval Department under a permanent contract.

Tasks and Responsibilities:
 Provide effective challenges as well as guidance to the proposals from Front Office;
 Draft and present credit review report and opinions to Credit Committee, by maintaining an objective and independent view within the credit process, in accordance with the Bank’s credit policies;
 Effective management of the assigned credit portfolio (including annual reviews, waivers, amendment, etc) through a responsible, forward-looking and risk-conscious assessment in compliance with the relevant policies and credit standard;
 Proactively adopt the principles of the bank Credit policy, ensuring that all proposals and reviews are compliant with the agreed procedures;
 Perform credit review and research of industry / customer-related information for all new proposals and (on at least an annual basis) for existing customers;  Coordinate with the Credit Risk Officers on related issues (e.g., policy and manual updates, etc);
 Other tasks as directed by the Head of department or the management.

Your profile:
 Business school or university degree in Accounting, Finance or Economics;
 Minimum 5 years experience in credit analysis;
 Fluent in English
 In-depth knowledge and deep understanding of risk an mitigations across industries, countries and clients’ type. Business and economy related know-how, and excellent financial analysis, projection and stress test skills;
 Very good analytical and negotiation skills and dedicated problem solver;
 Team player and ability to complete tasks independently;
 Sense of discretion, confidentiality, integrity and transparency.